Understanding More About Peer to Peer Lending

Over the last few years, the lending environment has changed drastically. Traditional financial institutions are limiting the amount of money they lend. In combination with this, they also tightened their lending requirements. This made it more difficult for both individuals and businesses to secure the needed financing. There are multiple alternative options now available (Modest Money has covered most of them). We want to help you on the road to understanding more about peer to peer lending.

What is Peer to Peer Lending?

Peer to peer lending is also referred to as P2PL. It is the option of receiving funds without going through a traditional financial institution. You receive the fund from “peers” or people that not related to you at all. You also will find this practice referred to as “crowdfunding” or “crowdlending”.

Types of Loans

This type of loan is unsecured. This means that you do not put up collateral to receive the loan. They are made to individual people. The most widely known area here is crowdlending where you post the amount of money you need and the purpose then individuals either bid on the loan or offer part of the loan amount.

Master the Art Of eCommerce Platforms with These 3 Tips

Recent success in online retailing has revolutionized the way people think about eCommerce. The success stories of Amazon and Alibaba are forcing people to rethink how they conduct business. Even more boutique online shops, such as Angelique Lingerie (who offers plus size corsets) are now able to bring more affordable prices to the marketplace on a much larger selection of products. This is in big part to the many online tech advances in the last decade.

Along with these advancements comes an increased recognition that there are billions of dollars in potential profits online. In addition, most people who shop online earn above average pay. That means the potential for growth is astronomical. Still looking to harness the power of eCommerce? Check out our tips below and start putting them into action today.

Utilize Social Media and Socialize the Site

Social media is at the forefront of eCommerce. Any business that wants a realistic chance at success needs to invest resources into social media marketing. It would also be a good idea to launch a social media account linked to the product. This is also a great way to counter negative falsehoods spread about the eCommerce site.

Why We Love Building Online Stores (And You Should, Too)

The emergence of the Internet means that these days, there are an incredible amount of opportunities in working online. Before, you may have had to open a shop in a physical location, shelling out thousands and being tied to a lease or monthly rent just to try and sell your wares! However, did you know that these days you can open your own store online? It’s a concept that is steadily gaining traction. Building online stores may not be easy, but it’s work that’s easy to love.

Check out all the reasons why we love building online stores:

They’re Custom Built to the Client

One of the great things about building an online store is tailoring the look to what the client wants. Each online store is different because each person is different. Building stores with different looks, themes, and feels is fun, exciting, and totally satisfying creatively. It’s tons of fun to connect with clients and discuss what they want, what they don’t want, and work together to make their vision a reality.

How the Internet Has Changed the Way We Invest Our Money

Investment used to be an old fashioned thing. You put your money into either a business venture or the stock market or bought bonds from the government. There were a few basic options for how you invest your money and what you would usually get as a return back.

No matter what way it happens or the type of venture gone on, an investment has always traditionally been the process of putting out a certain amount of credit or cash into something with the expectation that there will be a return on the money.

Before you ask, no, going to the races and placing bets on race horses isn’t a real type of investment. So what’s going on in the world of cash and finance now that the world wide web has arrived? Things have certainly altered a bit since the eighties and an entire world was without digital wi-fi connection.

3 Newer Ways to Look for a Home

About the Author: James Lopez is a contributor for AZEF.org, an Arizona-based real estate firm. They have listings of Chandler Houses for sale, as well as Scottsdale Residences. Learn more by visiting their website. 

Looking for a new home can be stressful and exciting, all at the same time. In the old days, people generally were restricted to the one way of checking out different properties— finding out about it and showing up to look at them.

Well, that strategy is still generally true, but these days the modern age has changed the ways that people shop for homes. Check out these three new ways that you can look for a home that weren’t around twenty years ago!

1.) Using Apps — There are tons of great apps out there for prospective home buyers to take advantage of! One good thing about using apps is that they are so convenient. You can easily download them onto your smart phone and start searching for homes wherever you are! There is such a variety of apps that allow you to search for houses out there. So, what are some of the best apps you should check out?

How to Optimize Your Website for Google Maps

In the past few years, Google has switched a lot of things up. With the new changes to Google, a lot of regular Google functions and how they operate has changed, too. From search engines to Google Maps, you’ve probably noticed that there’s been a bit of a switch up. That’s right, now Google Maps has listings that are ranked by far more than their categories and location proximity.

These days, you basically want to be in the top ten of Google. What is that? The top ten of Google means that your site is coming up in the first ten search results listed– appearing higher even than the other listings. The map ranking has been changed, a move likely due to the incredible amount of rankings and listings for companies and the like. So how can your business or site be optimized for the new protocol of Google Maps?

If you want to optimize your site for Google Maps. you have to do a few things. First, make sure that your listing info is correct. There should be a location, phone number, and address listed for the business– if there are more Google won’t like it and won’t acknowledge your listing. Also be sure that you don’t have a 1-800 number listed for your address as this does not match up with your area and may affect your ranking. Make sure that the number and details are accurate and that there’s only one phone number and address listed. Next, you’ll want to up the amount of inbound links and citations that you have since Google will be matching up your listing info with other sources.

What Is Online Reputation Management?

Whether you are a person, a company, or a business, chances are that you’ve done online reputation management in some form or another. Ever been scrolling idly on Facebook when you discovered that you had been tagged in a photo in which you look just awful? If you say yes to that question, you’ve already got a working knowledge of what online reputation management entails.

Online reputation management is the process by which public opinion or perception of an individual, company, or organization is shifted or changed. This is done by changing the online information that exists about them. It’s a hugely beneficial process to any company that embarks upon this process. It can mean the difference between a blown out scandal like Jared’s going to jail for the Subway franchise (and that being completely associated with the company) and a relatively reined in public relations nightmare (such as with Taco Bell’s beef scandal where their beef was revealed to be only one third real beef).

Online reputation management deals in the realm of social media, facts, and search queries. Social media is a huge component of how companies are received these days, as is search engine results. Using social media analysis and other techniques, O.R.M. companies can look at what is going on with a company and then change the conversation, or plan a new campaign that does damage control.